eras.fyi
eras.fyi
Feel better about money—starting today.
eras helps people who feel stuck with money start moving forward—and build confidence about what to do next—with structured guidance and little effort.
No subscription. Made with care by LGBTQ+ founders 🌈
You’re not the only one feeling stuck with money.
Only 1 in 5 adults in Europe1 say they set long-term financial goals and work toward them.
Most of us were never taught how to manage money in ways that support a life that is meaningful, joy-filled, and real—but we’re still made to feel like it’s our fault when we struggle.
eras gives you the guidance and support you haven't found elsewhere—especially if the system was never built for you.
Like a personal trainer for your money confidence
We deliver structured guidance to your inbox in small steps, and provide accountability and motivation to help you feel better immediately and build a financial strategy that fits your life.
Start with Clarity
Set a goal that matters to you, and take a short well-being survey to track how things change over time.
Get Momentum, Easily
Mindfulness prompts arrive in your inbox—offering structured guidance to help you reflect, reset, and move forward. You’ll feel progress from day one.Come back to the app when you want to track your progress and learn from what others share.
Stay Motivated with Purpose
Your activity helps fund LGBTQ+ social impact projects. The more you engage, the more we donate—and the more clearly you’ll see your own growth.
Grow When You’re Ready
(coming soon)
When it makes sense for you, eras offers simple investing based on your values, goals, and wallet.
Giving you daily wins without heavy lifting, second-guessing, or burnout.
Built for lives that aren’t straight or straightforward.
No subscription
No logins required to benefit
Built by queer founders
Designed for care, not control
"At the back of my mind, there was always the thought about savings. It’s very big in my culture. But you know, when things aren't working out for you, it’s easy to ignore those."
"eras got me into the mindset of how to use money wisely, how to proactively talk about it. I stopped avoiding these topics."
"I was using YouTube, but I already know money basics. I needed structure. And I didn't want to have to think about it!"
"Now I'm in, like, a flow state. I don't feel like I'm working. I still make mistakes, sure, but it's easier to get back on track and keep going in the right direction."
"It feels effortless. This is what it means to live a good life."
About us
We are a team of capable and committed founders who are LGBTQ+ and know the stress of living a life controlled by money.
Jason Banks
Co-Founder & CEO
Jason, from the U.S., was motivated to start eras by his own financial literacy journey and his interest in using his technical and business skills to help society.
Why our queerness matters
LGBTQ+ people earn less, pay nearly double to live safely, are the first let go in economic downturns, and have to navigate costly political volatility.
Photo by Raphael Renter on Unsplash
Systemic discrimination prevents us from exercising the control over our income, costs, and lives that conventional personal finance assumes.
As queer founders, we know what it is like to face barriers that are not addressed by conventional, inflexible personal finance apps and services.We are building an app for everyone who needs a different, compassionate approach.
Follow our progress on Instagram
Trust yourself with money.
Start today with small steps that fit your real life.
Feel better about money—and more confident about your future.
eras is a web app that delivers money mindfulness prompts to your email inbox—no downloads needed.Structured guidance. Daily encouragement. Real progress.
💬 Activities for clarity and confidence
🌈 Empower LGBTQ+ projects
🗓️ 7-day free trial
✅ 100% money-back guarantee
Early access pricing
A 3-month package for €119.99 €59.99.
We are opening up spaces again soon.
Make your moves
and make an impact
If you're feeling stuck, we're here to help you find your way forward.Join before 30 June to unlock extra rewards for your progress.
🍽️ Win dinner for you and your friends by completing weekly challenges
🚀 Get access to our crowdfunding—we want to be community-owned
🌈 The most active social impact community wins an extra €200 donation
Every small step you take moves you forward—and helps move the world forward, too.
Our social impact
Our mission is to increase the financial and social capital of underserved people and their safe spaces. We achieve this through:
Financial literacy
By improving your financial literacy, we increase your social capital, which helps your community.
Partnerships
We partner with impact projects, providing eras for free to their members and employees.
Donations
We donate 5% of our revenue to social impact projects chosen by our users.
Help others by helping yourself
Supported by
eras.fyi
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Queer personal finance—for everyone.
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Impressum
eras Financial Empowerment Tech Labs UG (Haftungsbeschränkt)
Johanniterstr. 5
10961 Berlin
Handelsregister: HRB 267529 B
Management: Jason Banks and Sneha Samanta
email: [email protected]
phone: +49 (0) 1629450864
Built in Berlin 🐻
© eras.fyi. All rights reserved.
Privacy Policy
Last updated: 4 November 2024At eras (referred to in this Privacy Policy as "eras" or "we" and through similar words such as "us," "our," etc.), we understand the importance of protecting your personal information. This privacy policy outlines the types of personal information we collect when you communicate with us and when you access and use the eras website and services including (without limitation) all websites, applications and other interactive properties through which the services are delivered (”Services”), how we use it, and how we protect it.Information we collectWe may collect personal information such as your name, email address, and phone number when you use our Services, when you communicate with us, or when you open communications from us. We may also collect information about your device, location, and browsing activity.
When you use the Services, we may send one or more cookies (which are small text files containing a string of alphanumeric characters) to your computer or mobile device. We may use both session cookies and persistent cookies. A session cookie disappears after you close your browser. A persistent cookie remains after you close your browser and may be used by your browser on subsequent visits to the Services. Please review your web browser's “Help” file to learn the proper way to modify your cookie settings. If you delete or choose not to accept cookies from the Services, you may not be able to utilize the features of the Services to their fullest potential.We may implement third-party advertising or other content in the Services that allow the third-party content provider to read and write cookies to your web browser in connection with your access of the Services. Additionally, we may implement third-party software allowing a third party to collect information about you through their browser cookies, even when you do not interact with the software.We also engage third-party partners and vendors like Plausible Analytics, who provide analytics, to assist us in providing you with our Services. We allow these third parties to automatically, anonymously collect information about your online activities when accessing the Services. We use this data for our own analytics.Where information is collected directly by third parties, their collection and use of information are subject to that third party’s own privacy policies.We may also obtain information about you from third-party sources, such as our business partners, referral partners or advertisers. If we combine or associate information from other sources with your information that we collect through the Services, we will treat the combined information in accordance with this Privacy Policy, the Terms of Service, and applicable law.How we use your information
We use your personal information to provide you with our Services and enable non-affiliated third parties to provide additional services to you, to improve our Services, to communicate with you, such as about promotions and updates, to comply with the law, and for other legitimate business interests.How we protect your information
We take the security of your personal information seriously and have implemented various measures to protect against unauthorized access or disclosure. We use industry-standard encryption to secure your data and limit access to only authorized personnel.Third-party disclosure
We may share your personal information with third-party partners who assist us in providing our Services, including for marketing and other purposes and for fraud prevention and other security purposes, in relation to corporate business transactions, or to comply with applicable laws.
You may, of course, decline to share certain information with us, in which case we may not be able to provide you with some of the features and functionality of the Services.How long we keep your information
We will only keep your information for as long as we need it. How long we keep it depends very much on the type of information we hold and the purpose for which we need it (as well as complying with our legal obligations). For example, if you have registered to receive the newsletter, we will keep your information while you are a subscriber to the newsletter so that we are able to provide that service to you, and then delete it after you have unsubscribed.
You can request that we delete your personal data at any time.Children
Protecting the online privacy of children is especially important to us. By accessing the Services or providing us with any of your personal information, you'll be representing and warranting that you are 18 or older and that you agree to this Privacy Policy and the Terms of Service. If you are under 18 years old, please do not attempt to use the Services and do not provide us with your name, contact details or any other information about yourself. If we reasonably believe a user to be under 18, we may need to remove the details provided by them from the Services and our records.Your rights
You can access, update, and delete your personal information anytime. You may also opt out of receiving promotional emails and newsletters.Changes to our Privacy Policy
We may update our Privacy policy from time to time. Any changes will be effective immediately upon our posting of the revised Privacy Policy. For the avoidance of doubt, your continued use of the Services indicates your consent to the revised Privacy Policy then posted.If you have any questions or concerns about this Privacy Policy, please contact us at [email protected].
Built in Berlin 🐻
© eras.fyi. All rights reserved.
Terms of Service
Last updated: 4 November 2024eras (referred to in these Terms of Service as "eras" or "we" and through similar words such as "us," "our," etc.) is an online educational platform focused on financial literacy. These Terms & Conditions ("Terms") constitute a valid contract concluded between you and eras in relation to your use of the eras website and services including (without limitation) all websites, content, applications, and other interactive properties through which the service is delivered (”Services”).
By accessing or using the Services, you agree to be bound by these Terms and our Privacy Policy. If you disagree with these Terms, you should not access or use the Services.Use of Services
The Services provides access to our content (”eras Content”) and content from users and third-party providers, which may include articles, videos, and other information ("Third Party Content", collectively, “Content”). We do not endorse any Third Party Content or guarantee its accuracy, completeness, or timeliness. Your use of the Third Party Content is at your own risk.
The Content accessed through the Services is for educational purposes only. We do not offer financial advisory or brokerage services, nor do we recommend or advise you to buy or sell particular stocks, securities or other investments.Registration and User Accounts
In order to access certain features of the Services, you may be required to register for a user account. You agree to provide accurate and complete information when registering and to update your information as necessary. You are responsible for maintaining the confidentiality of your account login information and for all activities that occur under your account.Prohibited Conduct
You agree not to use the Services for any unlawful purpose or in any way that could damage, disable, overburden, or impair the Services or interfere with any other party's use and enjoyment of the Services. You also agree not to engage in any activity that would constitute a criminal offence or give rise to civil liability.Intellectual Property
The Services and eras Content, are protected by copyright, trademark, and other laws. You may not use, copy, reproduce, distribute, or modify any part of the Services or eras Content without our prior written consent.Disclaimer of Warranties
The Services are provided on an "as is" and "as available" basis. We make no warranties, express or implied, regarding the Services, including without limitation, the accuracy, completeness, or timeliness of any Content.Limitation of Liability
In no event shall we be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of the Services.Indemnification
You agree to indemnify and hold us and our affiliates, officers, agents, and employees harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your use of the Services, your violation of these Terms, or your violation of any rights of another party.Governing Law
These Terms and your use of the Services shall be governed by and construed in accordance with applicable law.Changes to Terms
We may update our Terms from time to time. We reserve the right to update or modify the Terms at any time without prior notice. Any changes will be effective immediately upon our posting of the revised Terms. For the avoidance of doubt, your continued use of the Services indicates your consent to the revised Terms then posted.If you have any questions or concerns about these Terms, please contact us at [email protected].
Built in Berlin 🐻
© eras.fyi. All rights reserved.
Screenshots
Summer public beta test version 2024
This is a screenshot from the version that was beta tested for 21 days and offered participants rewards for LGBTQ+ businesses or for LGBTQ+ charities.
MVP App as of 4 December 2024
This is a screenshot from the app as of 4 December. Key changes: streak and progress indicator, saving-specific goals, forthcoming features.
MVP App as of 30 December 2024
This is a screenshot from the app as of 30 December. Key changes: styled navbar, non-redundant activity CTAs, savings progress bar/form.
MVP App as of 5 January 2025
This is a screenshot from the app as of 5 January. Key changes: moved the financial goal above the progress indicators and added a goal-specific icon.
MVP App as of 20 January 2025
This is a screenshot from the app as of 20 January. Key changes: tracking points from activities; connected points to participation in social impact; bottom navigation.
MVP App as of 28 January 2025
This is a screenshot from the app as of 28 January. Key changes: enabled participating in social impact (voting on topic, nominating projects, voting on the month's donation recipient).
MVP App as of 11 March 2025
These are screenshots of the app as of 11 March. Key changes: the dashboard displays the "impact" of user activity and each metric is a button that links to the relevant view; the community view shows individual and community impact.
Built in Berlin 🐻
© eras.fyi. All rights reserved.
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Built in Berlin 🐻
© eras.fyi. All rights reserved.