eras.fyi
Own your money.
Live your life.
Easily change your spending habits with our app's quick and fun daily activities—no budgeting required, so you can save money and afford what matters.
Built with compassion by LGBTQ+ founders 🌈. Why does that matter?
€300 a month 🫢
No, that's not what our app costs. People we interview say they spend at least €300 per month (that's at least €3,600 a year) on things they don't care about or in ways they later regret.
If that's you, we want to help.
Feel better about money and change your spending
Our app's daily activities help you think differently about your finances, leading to spending decisions you’re happier with, so you save money in weeks, not years.
Build savings
Our users see change immediately. One user saved €1600 in a matter of months after living paycheck-to-paycheck. Another saved €200 in just a few weeks thanks to eras.
Fun and simple
No budgeting or expense tracking. Just engaging daily activities.
No bank connection
You do not need to give us access to your bank account.
Meaningful motivation
Completing activities gives you a say in our social impact donations.
Save money in weeks, not years
Money management that fits your life
Our money mindfulness activities and tools help you conveniently and easily transform your relationship with money.
Financial literacy activities
Simple personal finance quizzes, surveys, and other games that empower you to make changes to your spending.
Financial coaching activities
Guidance in building and executing strategies to achieve your financial goals that are personalized to you.
Community support
Money stress can be isolating. We offer community features to motivate and support you along your journey.
Afford more of what matters
Sign Up
Spend differently, feel better, and save money so you can afford what matters.
Activities that help you feel better about money
Daily reminders
Personal finance tools
Personalized financial coaching activities (coming)
Community support and social impact donations (coming)
110% Money Back Guarantee
For about the cost of a gym membership, only more convenient and even better for your health.
Recurring
EUR 49.99 24.99
(50% off Startup Discount)
Cancel anytime.
110% Money Back Guarantee
We have helped users make lasting changes to their relationship with money, with some saving hundreds of euros in a matter of weeks. Our approach works, we are constantly making improvements, and we are confident we can help you.Still, if you complete the activity every day for at least a month and are not satisfied, we will return 110% of your money.1That's a better interest rate than you’re getting from your bank 😉
1. To qualify for the guarantee, complete the daily activity for at least 30 days. If you are unsatisfied, email us and we will return all of your money plus 10%, with no questions asked. You can miss up to 5 days.We want you to be happy and don't want to make you do anything you don't find helpful. So if you miss more than 5 days or if you don't want to do at least 30 days' worth of activities, we will still give you 110% of your money back if you have a 15-minute exit interview with us so we can learn what we should do better.Note: if you vote on social impact donations during your subscription, we will not return the portion of your subscription that we donate (10%).
Here's what our users say
Making money moves
"eras helped me save €1600 within a few months after living paycheck-to-paycheck!"
Marco*, 31, Product Manager
Helpful and engaging
"I got my morning coffee and did the daily activity. It was easy. It felt helpful and engaging."
Cédric*, Teacher, 43
Motivated and inspired
"[The app] motivated me to start saving in a few different ways."
Susan*, Consultant, 33
Stress-free motivation
"Keeping my finances on my mind without stress motivated me to take on my goals."
Harpreet*, Start-up Founder, 31
* Names have been changed.
About us
We are a team of capable and committed founders who are LGBTQ+ and know the stress of living a life controlled by money.
Jason Banks
Co-Founder & CEO
Jason, from the U.S., was motivated to start eras.fyi by his own financial literacy journey and his interest in using his technical and business skills to help society.
Why our queerness matters
LGBTQ+ people face underappreciated financial challenges:
Living openly and reaching retirement age was historically less possible
They pay higher living costs to access community and ensure their safety
They face discrimination in the labor force
... and the list goes on
As queer founders, we know what it is like to face barriers that are not addressed by conventional, inflexible personal finance apps and services.We are building an app for everyone who needs a different, compassionate approach.
Follow our journey on Instagram
Our social impact
Our mission is to increase the financial and social capital of underserved people and their safe spaces. We achieve this through:
Financial literacy
By improving your financial literacy, we increase your social capital, which helps your community.
Partnerships
We partner with impact projects, providing eras for free to their members and employees.
Donations
We donate 10% of our revenue to social impact projects chosen by our users.
Help others by helping yourself
Supported by
eras.fyi
We make money easy for everyone.
Impressum
eras Financial Empowerment Tech Labs UG (Haftungsbeschränkt)
Johanniterstr. 5
10961 Berlin
Handelsregister: HRB 267529 B
Management: Jason Banks and Sneha Samanta
email: [email protected]
phone: +49 (0) 1629450864
Built in Berlin 🐻
© eras.fyi. All rights reserved.
Privacy Policy
Last updated: 4 November 2024At eras (referred to in this Privacy Policy as "eras" or "we" and through similar words such as "us," "our," etc.), we understand the importance of protecting your personal information. This privacy policy outlines the types of personal information we collect when you communicate with us and when you access and use the eras website and services including (without limitation) all websites, applications and other interactive properties through which the services are delivered (”Services”), how we use it, and how we protect it.Information we collectWe may collect personal information such as your name, email address, and phone number when you use our Services, when you communicate with us, or when you open communications from us. We may also collect information about your device, location, and browsing activity.
When you use the Services, we may send one or more cookies (which are small text files containing a string of alphanumeric characters) to your computer or mobile device. We may use both session cookies and persistent cookies. A session cookie disappears after you close your browser. A persistent cookie remains after you close your browser and may be used by your browser on subsequent visits to the Services. Please review your web browser's “Help” file to learn the proper way to modify your cookie settings. If you delete or choose not to accept cookies from the Services, you may not be able to utilize the features of the Services to their fullest potential.We may implement third-party advertising or other content in the Services that allow the third-party content provider to read and write cookies to your web browser in connection with your access of the Services. Additionally, we may implement third-party software allowing a third party to collect information about you through their browser cookies, even when you do not interact with the software.We also engage third-party partners and vendors like Plausible Analytics, who provide analytics, to assist us in providing you with our Services. We allow these third parties to automatically, anonymously collect information about your online activities when accessing the Services. We use this data for our own analytics.Where information is collected directly by third parties, their collection and use of information are subject to that third party’s own privacy policies.We may also obtain information about you from third-party sources, such as our business partners, referral partners or advertisers. If we combine or associate information from other sources with your information that we collect through the Services, we will treat the combined information in accordance with this Privacy Policy, the Terms of Service, and applicable law.How we use your information
We use your personal information to provide you with our Services and enable non-affiliated third parties to provide additional services to you, to improve our Services, to communicate with you, such as about promotions and updates, to comply with the law, and for other legitimate business interests.How we protect your information
We take the security of your personal information seriously and have implemented various measures to protect against unauthorized access or disclosure. We use industry-standard encryption to secure your data and limit access to only authorized personnel.Third-party disclosure
We may share your personal information with third-party partners who assist us in providing our Services, including for marketing and other purposes and for fraud prevention and other security purposes, in relation to corporate business transactions, or to comply with applicable laws.
You may, of course, decline to share certain information with us, in which case we may not be able to provide you with some of the features and functionality of the Services.How long we keep your information
We will only keep your information for as long as we need it. How long we keep it depends very much on the type of information we hold and the purpose for which we need it (as well as complying with our legal obligations). For example, if you have registered to receive the newsletter, we will keep your information while you are a subscriber to the newsletter so that we are able to provide that service to you, and then delete it after you have unsubscribed.
You can request that we delete your personal data at any time.Children
Protecting the online privacy of children is especially important to us. By accessing the Services or providing us with any of your personal information, you'll be representing and warranting that you are 18 or older and that you agree to this Privacy Policy and the Terms of Service. If you are under 18 years old, please do not attempt to use the Services and do not provide us with your name, contact details or any other information about yourself. If we reasonably believe a user to be under 18, we may need to remove the details provided by them from the Services and our records.Your rights
You can access, update, and delete your personal information anytime. You may also opt out of receiving promotional emails and newsletters.Changes to our Privacy Policy
We may update our Privacy policy from time to time. Any changes will be effective immediately upon our posting of the revised Privacy Policy. For the avoidance of doubt, your continued use of the Services indicates your consent to the revised Privacy Policy then posted.If you have any questions or concerns about this Privacy Policy, please contact us at [email protected].
Built in Berlin 🐻
© eras.fyi. All rights reserved.
Terms of Service
Last updated: 4 November 2024eras (referred to in these Terms of Service as "eras" or "we" and through similar words such as "us," "our," etc.) is an online educational platform focused on financial literacy. These Terms & Conditions ("Terms") constitute a valid contract concluded between you and eras in relation to your use of the eras website and services including (without limitation) all websites, content, applications, and other interactive properties through which the service is delivered (”Services”).
By accessing or using the Services, you agree to be bound by these Terms and our Privacy Policy. If you disagree with these Terms, you should not access or use the Services.Use of Services
The Services provides access to our content (”eras Content”) and content from users and third-party providers, which may include articles, videos, and other information ("Third Party Content", collectively, “Content”). We do not endorse any Third Party Content or guarantee its accuracy, completeness, or timeliness. Your use of the Third Party Content is at your own risk.
The Content accessed through the Services is for educational purposes only. We do not offer financial advisory or brokerage services, nor do we recommend or advise you to buy or sell particular stocks, securities or other investments.Registration and User Accounts
In order to access certain features of the Services, you may be required to register for a user account. You agree to provide accurate and complete information when registering and to update your information as necessary. You are responsible for maintaining the confidentiality of your account login information and for all activities that occur under your account.Prohibited Conduct
You agree not to use the Services for any unlawful purpose or in any way that could damage, disable, overburden, or impair the Services or interfere with any other party's use and enjoyment of the Services. You also agree not to engage in any activity that would constitute a criminal offence or give rise to civil liability.Intellectual Property
The Services and eras Content, are protected by copyright, trademark, and other laws. You may not use, copy, reproduce, distribute, or modify any part of the Services or eras Content without our prior written consent.Disclaimer of Warranties
The Services are provided on an "as is" and "as available" basis. We make no warranties, express or implied, regarding the Services, including without limitation, the accuracy, completeness, or timeliness of any Content.Limitation of Liability
In no event shall we be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of the Services.Indemnification
You agree to indemnify and hold us and our affiliates, officers, agents, and employees harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your use of the Services, your violation of these Terms, or your violation of any rights of another party.Governing Law
These Terms and your use of the Services shall be governed by and construed in accordance with applicable law.Changes to Terms
We may update our Terms from time to time. We reserve the right to update or modify the Terms at any time without prior notice. Any changes will be effective immediately upon our posting of the revised Terms. For the avoidance of doubt, your continued use of the Services indicates your consent to the revised Terms then posted.If you have any questions or concerns about these Terms, please contact us at [email protected].
Built in Berlin 🐻
© eras.fyi. All rights reserved.
Screenshots
Summer public beta test version
This is a screenshot from the version that was beta tested for 21 days and offered participants rewards for LGBTQ+ businesses or for LGBTQ+ charities.
MVP App as of 4 December
This is a screenshot from the app as of 4 December. Key changes: streak and progress indicator, saving-specific goals, forthcoming features.
Built in Berlin 🐻
© eras.fyi. All rights reserved.